Akinlo, Anthony E. and Owoyemi, Babatunde Olanrewaju (2012) The Determinants of Interest Rate Spreads in Nigeria: An Empirical Investigation. Modern Economy, 03 (07). pp. 837-845. ISSN 2152-7245
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Abstract
The paper examines the determinants of interest rate spreads in Nigeria using a panel of 12 commercial banks for the period 1986-2007. The results suggest that cash reserve requirements, average loans to average total deposits, remuneration to total assets and gross domestic product have positive effect on interest rate spreads. However, non-interest income to average total assets, treasury certificate and development stocks have negative relationship with interest rate spreads. In general, the findings that suggest a reduction in cash reserve ratio, high bank overhead costs amongst others will help to moderate the high interest rate spreads in Nigeria.
Item Type: | Article |
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Subjects: | Middle Asian Archive > Multidisciplinary |
Depositing User: | Managing Editor |
Date Deposited: | 04 Jul 2023 04:39 |
Last Modified: | 05 Jun 2024 10:31 |
URI: | http://library.eprintglobalarchived.com/id/eprint/956 |